ABA Insurance in Illinois

Illinois law requires many health plans to cover medically necessary ABA therapy for autism. We help families navigate verification, authorization, and billing.

Plans we accept

Grounded & Growing is in-network or can work with authorization for most major commercial insurance plans. Accepted plans include (confirm with our team — list subject to update):

Blue Cross Blue Shield of IL
Aetna
Cigna
UnitedHealthcare
Humana
Meritain Health

How verification works

  1. Share your insurance card and child’s diagnosis information during intake.
  2. Our billing team verifies benefits, copays, deductibles, and visit limits.
  3. We submit prior authorization requests with assessment documentation.
  4. Once approved, therapy begins — we handle ongoing re-authorizations.

What you’ll pay

Out-of-pocket costs depend on your plan. Many families pay copays per session; others meet a deductible first. We provide a good-faith estimate before services start and bill insurance directly. Self-pay options are available when needed.

Illinois autism insurance mandate

Illinois requires regulated health plans to cover diagnosis and treatment of autism spectrum disorder, including ABA therapy, for children through age 21 (with specific plan exceptions). Our team stays current on state requirements to advocate for appropriate coverage.

Verify My Insurance →   Full Intake Guide